OnSolar financing options offer you opportunities to enhance your financial strategy.

Most OnSolar customers choose to finance their projects to maintain consistent cash flow, and eliminate up-front costs.
Here are the most popular options:

Option	How	Pros +	Cons -	ROI	Best For
Cash	Purchase with Cash	Simple	Opportunity cost	Best	• Surplus cash • Debt averse
Personal Loan	Personally secured	• Long terms • Low interest rates	Co-mingling personal & business finances	Good	Small & family businesses
Commercial Loan	Secured w/ company assets	Predictable ROI	Reduces future borrowing abilit	Good	Business with assets
Operating Lease	• 3rd party owns system • Customer makes payments • Purchase option at end	• Balance sheet unencumbered • Deduct payments as expense • Terms to 15 yrs.	No system ownership	Modest	• Projects over $250,000 • Debt averse • Combining efficiency improvements
Power Purchase Agreement (PPA)	• 3rd party owns system • Sells energy to customer • Purchase option at end	• Balance sheet unencumbered • Deduct payments • No ownership risks	No system ownership	Lowest	• Projects over $2 million • Entities paying low taxes • Debt averse